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TKBI IPDN - Paket 02 116 / 140
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TKBI IPDN - Paket 02 SELEKSI-LANJUTAN-SEKDIN TKBI - Reading Comprehension

116. Read the following passage, then answer the question below.

Access to formal financial services remains limited in many rural areas, prompting the growth of cooperative-based finance models as an alternative to conventional banking. Village cooperatives, often supported by local government seed funding, provide small loans to farmers and micro-entrepreneurs who lack the collateral typically required by commercial banks. These cooperatives rely heavily on community trust and peer accountability to manage repayment, an approach that has shown promising repayment rates in several pilot regions. However, sustainability experts caution that cooperatives with weak internal governance are vulnerable to mismanagement of member funds.

What is the main idea of the passage?

Jawaban: C

Pembahasan: Jawaban dapat ditelusuri langsung dari isi passage "Cooperative-Based Rural Finance".

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